🐛 Narrow union-valued and optional discriminants

The tagged-union matcher selected handler parameters with
`Extract<T, Record<K, V>>`, which only keeps a member whose
discriminant is a singleton literal. A property that is itself a
union (`{ color: "red" | "green" | "blue" }`) or optional
(`{ type?: "x" }`) matched no member, so every handler received
`never`, and the fallback saw the whole shape instead of the
unhandled tags.

Replace the selector with `Narrowed`, which distributes over `T`,
drops a member whose `K` cannot take the tag, and narrows `K`. The
`T[K] extends V` fast path keeps an exact member (a discriminated
union's declared interface) untouched. The fallback reuses
`Narrowed` over `Exclude<Tags, HandledTags>`, so a union-valued
property narrows to the unhandled tags rather than the whole shape.

Matching a defined tag on an optional property makes the key
required (`{ type: "x" }`); the `undefined` tag yields
`{ type?: never }` under `exactOptionalPropertyTypes` (absence) or
`{ type?: undefined }` when the property admits an explicit
`undefined`.

development/library.md

@@ -208,16 +208,27 @@ The key is a separate call because `K` is inferred from its literal argument and
 
 #### Why
 
-- **Same fallback/remainder machinery as the primitive-union matcher.** `HandledMembers`
-  maps the handled tags to their members and `Exclude<T, …>` is the fallback's
-  parameter; the redundant-fallback guard is the same F-bounded constraint. Only
-  the "universe" changes — `T`'s members instead of primitive values.
+- **Same fallback/remainder machinery as the primitive-union matcher.** `HandledTags`
+  recovers the tag values the map handled (`Member<Tags, keyof Handled>`) and
+  `Narrowed<T, K, Exclude<Tags, …>>` is the fallback's parameter; the
+  redundant-fallback guard is the same F-bounded constraint. Only the "universe"
+  changes — `T`'s members instead of primitive values.
 - **`T extends object`, not `Record<PropertyKey, unknown>`.** An `interface` has
   no implicit index signature, so the `Record` constraint would reject
   interface-based unions. The runtime reads the tag off `object` with one
   assertion, the tagged twin of the primitive-union dispatch's `shape as string | number`.
-- **`MapTaggedUnion` distributes with `Extract`.** A duplicated tag yields a
-  union of members instead of dropping one.
+- **`Narrowed` distributes over `T`, narrowing `K` to the tag.** A member whose
+  `K` cannot take the tag drops out; a duplicated tag yields a union of members
+  instead of dropping one. `T[K] extends V` returns the exact member (a
+  discriminated union's declared interface) untouched, so the mapped form only
+  handles a property that is itself a union.
+- **A union-valued or optional discriminant is supported.** A single shape whose
+  property is a union (`{ color: "red" | "green" | "blue" }`) is narrowed per
+  handler instead of being passed `never`. Matching a defined tag on an optional
+  property (`{ type?: "x" }`) proves the key is present, so it becomes required
+  (`{ type: "x" }`); the `undefined` tag narrows it to `{ type?: never }` under
+  `exactOptionalPropertyTypes` (absence) or `{ type?: undefined }` when the
+  property explicitly admits `undefined`.
 - **A `boolean` / `null` / `undefined` tag goes through the shared
   `PatternKey` / `Member` projection.** `Discriminated` admits those tags
   (they are in `Tag`), but they cannot key a mapped type, so the handler map is