🐛 Narrow union-valued and optional discriminants

The tagged-union matcher selected handler parameters with
`Extract<T, Record<K, V>>`, which only keeps a member whose
discriminant is a singleton literal. A property that is itself a
union (`{ color: "red" | "green" | "blue" }`) or optional
(`{ type?: "x" }`) matched no member, so every handler received
`never`, and the fallback saw the whole shape instead of the
unhandled tags.

Replace the selector with `Narrowed`, which distributes over `T`,
drops a member whose `K` cannot take the tag, and narrows `K`. The
`T[K] extends V` fast path keeps an exact member (a discriminated
union's declared interface) untouched. The fallback reuses
`Narrowed` over `Exclude<Tags, HandledTags>`, so a union-valued
property narrows to the unhandled tags rather than the whole shape.

Matching a defined tag on an optional property makes the key
required (`{ type: "x" }`); the `undefined` tag yields
`{ type?: never }` under `exactOptionalPropertyTypes` (absence) or
`{ type?: undefined }` when the property admits an explicit
`undefined`.

CHANGELOG.md

@@ -7,6 +7,9 @@ and this project adheres to [Semantic Versioning](https://semver.org/spec/v2.0.0
 
 ## [Unreleased]
 
+- narrow the tagged-union matcher's handler parameters for a union-valued or
+  optional discriminant, and its fallback to the unhandled tags, instead of
+  passing `never`
 - prune the backlog of completed items and record the TS 7 LSP shutdown
   workaround in development/testing.md